GEM SLEEP's services are covered by many insurers, and we are adding more coverage often.

We are currently covered by the following health plans and sponsors:

  • UnitedHealthcare
  • Surest
  • UMR
  • VcX
  • Trinity Captive Group
  • Boon Chapman
  • *Coverage varies by state
  • Anthem Blue Cross in California
  • Anthem Blue Cross and Blue Shield in Georgia
  • Aetna
  • Allina Health Aetna
  • Blue Cross and Blue Shield of Minnesota
  • First Health
  • Blue Cross and Blue Shield of Texas

More to come soon!

Have questions about your insurance coverage? Contact Us.


When you create an account with GEM SLEEP, you'll have the option to enter your insurance information. We'll do a free coverage check to verify coverage.

Available Nationwide

GEM SLEEP's services are available in all 50 States* and D.C.

Map of GEM Services

*GEM cannot provide our full extent of services in Kansas. Services currently available include our home sleep test testing and clinician review.


Other things to know

What are my payment options for GEM SLEEP services?
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You may be able to get your GEM SLEEP services covered by medical insurance, or you can use your health savings account. When you order a home sleep test or treatment, we will check your insurance coverage information.

Will I owe any money out of pocket if I use my insurance?
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If your service is covered by insurance, you may still owe a portion of the cost depending on your specific health plan coverage, deductibles, copays and coinsurance. We provide free estimates upon request of the amount your insurance may pay.

Can I use my HSA or FSA account?
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Yes! If you’d like to use your HSA or FSA, simply use your card at checkout. If you run into issues our team is here to help.

What if I want the non-insurance price?
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We’ve worked hard to make GEM SLEEP services affordable and available for all. Without insurance, our home sleep test is $189 (does not include a virtual visit). Treatment options have a range of prices, but a CPAP bundle with GEM (which includes the machine and all of the mask and supplies for the first 90 days) start at $938.

Ready to take control of your life?

fix my sleep apnea

Man sleeping with CPAP machine
Woman taking GEM SLEEP assessment
Man sleeping with CPAP machine